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BankHealth

KANSAS STB OVERBROOK KANSAS

OVERBROOK, KANSAS · FDIC Cert #1865

A
Health Score
92/100
$90M
Total Assets
$72M
Total Deposits
18.28%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, KANSAS STB OVERBROOK KANSAS holds a Tier 1 capital ratio of 18.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KANSAS STB OVERBROOK KANSAS has a strong buffer to absorb potential losses.

Key Financial Metrics

0.95%
Nonperforming Loans
Low — healthy loan portfolio
39.35%
Liquidity Ratio
Strong — can meet withdrawal demands
1.55%
Return on Assets
Profitable — earning well on assets
$72M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

KANSAS STB OVERBROOK KANSAS shows strong financial health indicators. With $90M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

KANSAS STB OVERBROOK KANSAS has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 18.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

KANSAS STB OVERBROOK KANSAS holds $90M in total assets and $72M in total deposits. It is located in OVERBROOK, KANSAS (FDIC Certificate #1865).

KANSAS STB OVERBROOK KANSAS has a Tier 1 capital ratio of 18.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.95%, and the return on assets is 1.55%.

Yes. KANSAS STB OVERBROOK KANSAS is FDIC-insured (Certificate #1865). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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