JOHNSON BANK
RACINE, WISCONSIN · FDIC Cert #20296
Capital & Safety Analysis
According to FDIC financial data, JOHNSON BANK holds a Tier 1 capital ratio of 15.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning JOHNSON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
JOHNSON BANK shows strong financial health indicators. With $6.4B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
JOHNSON BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 15.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
JOHNSON BANK holds $6.4B in total assets and $5.1B in total deposits. It is located in RACINE, WISCONSIN (FDIC Certificate #20296).
JOHNSON BANK has a Tier 1 capital ratio of 15.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.16%, and the return on assets is 1.27%.
Yes. JOHNSON BANK is FDIC-insured (Certificate #20296). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.