JERSEY SHORE STATE BANK
WILLIAMSPORT, PENNSYLVANIA · FDIC Cert #14359
Capital & Safety Analysis
According to FDIC financial data, JERSEY SHORE STATE BANK holds a Tier 1 capital ratio of 9.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning JERSEY SHORE STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
JERSEY SHORE STATE BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
JERSEY SHORE STATE BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 9.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
JERSEY SHORE STATE BANK holds $1.6B in total assets and $1.1B in total deposits. It is located in WILLIAMSPORT, PENNSYLVANIA (FDIC Certificate #14359).
JERSEY SHORE STATE BANK has a Tier 1 capital ratio of 9.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.47%, and the return on assets is 1.02%.
Yes. JERSEY SHORE STATE BANK is FDIC-insured (Certificate #14359). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.