JAMES POLK STONE CMTY BANK
PORTALES, NEW MEXICO · FDIC Cert #2244
Capital & Safety Analysis
According to FDIC financial data, JAMES POLK STONE CMTY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject JAMES POLK STONE CMTY BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
JAMES POLK STONE CMTY BANK shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
JAMES POLK STONE CMTY BANK has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
JAMES POLK STONE CMTY BANK holds $381M in total assets and $331M in total deposits. It is located in PORTALES, NEW MEXICO (FDIC Certificate #2244).
JAMES POLK STONE CMTY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.95%, and the return on assets is 1.43%.
Yes. JAMES POLK STONE CMTY BANK is FDIC-insured (Certificate #2244). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.