IOWA ST B&T CO FAIRFLD IA
FAIRFIELD, IOWA · FDIC Cert #14413
Capital & Safety Analysis
According to FDIC financial data, IOWA ST B&T CO FAIRFLD IA holds a Tier 1 capital ratio of 10.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning IOWA ST B&T CO FAIRFLD IA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
IOWA ST B&T CO FAIRFLD IA shows strong financial health indicators. With $265M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
IOWA ST B&T CO FAIRFLD IA has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 10.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
IOWA ST B&T CO FAIRFLD IA holds $265M in total assets and $211M in total deposits. It is located in FAIRFIELD, IOWA (FDIC Certificate #14413).
IOWA ST B&T CO FAIRFLD IA has a Tier 1 capital ratio of 10.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 1.02%.
Yes. IOWA ST B&T CO FAIRFLD IA is FDIC-insured (Certificate #14413). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.