IOWA FALLS STATE BANK
IOWA FALLS, IOWA · FDIC Cert #15311
Capital & Safety Analysis
According to FDIC financial data, IOWA FALLS STATE BANK holds a Tier 1 capital ratio of 10.25%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning IOWA FALLS STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
IOWA FALLS STATE BANK shows strong financial health indicators. With $180M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
IOWA FALLS STATE BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 10.25%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
IOWA FALLS STATE BANK holds $180M in total assets and $141M in total deposits. It is located in IOWA FALLS, IOWA (FDIC Certificate #15311).
IOWA FALLS STATE BANK has a Tier 1 capital ratio of 10.25%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.61%, and the return on assets is 0.98%.
Yes. IOWA FALLS STATE BANK is FDIC-insured (Certificate #15311). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.