INVESTAR BANK NATIONAL ASSN
BATON ROUGE, LOUISIANA · FDIC Cert #58316
Capital & Safety Analysis
According to FDIC financial data, INVESTAR BANK NATIONAL ASSN holds a Tier 1 capital ratio of 11.78%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INVESTAR BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INVESTAR BANK NATIONAL ASSN shows strong financial health indicators. With $2.8B in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INVESTAR BANK NATIONAL ASSN has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 11.78%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INVESTAR BANK NATIONAL ASSN holds $2.8B in total assets and $2.2B in total deposits. It is located in BATON ROUGE, LOUISIANA (FDIC Certificate #58316).
INVESTAR BANK NATIONAL ASSN has a Tier 1 capital ratio of 11.78%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 0.88%.
Yes. INVESTAR BANK NATIONAL ASSN is FDIC-insured (Certificate #58316). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.