INTRACOASTAL BANK
PALM COAST, FLORIDA · FDIC Cert #58692
Capital & Safety Analysis
According to FDIC financial data, INTRACOASTAL BANK holds a Tier 1 capital ratio of 10.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INTRACOASTAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INTRACOASTAL BANK shows strong financial health indicators. With $542M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INTRACOASTAL BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 10.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INTRACOASTAL BANK holds $542M in total assets and $490M in total deposits. It is located in PALM COAST, FLORIDA (FDIC Certificate #58692).
INTRACOASTAL BANK has a Tier 1 capital ratio of 10.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.86%, and the return on assets is 1.11%.
Yes. INTRACOASTAL BANK is FDIC-insured (Certificate #58692). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.