Skip to main content
BankHealth

INTERNATIONAL BK OF CHICAGO

CHICAGO, ILLINOIS · FDIC Cert #33708

B
Health Score
74/100
$1.0B
Total Assets
$882M
Total Deposits
15.63%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, INTERNATIONAL BK OF CHICAGO holds a Tier 1 capital ratio of 15.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INTERNATIONAL BK OF CHICAGO has a strong buffer to absorb potential losses.

Key Financial Metrics

1.38%
Nonperforming Loans
Moderate — some loan stress
17.51%
Liquidity Ratio
Adequate liquidity
0.69%
Return on Assets
Low profitability
$882M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

INTERNATIONAL BK OF CHICAGO shows strong financial health indicators. With $1.0B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

INTERNATIONAL BK OF CHICAGO has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 15.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

INTERNATIONAL BK OF CHICAGO holds $1.0B in total assets and $882M in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #33708).

INTERNATIONAL BK OF CHICAGO has a Tier 1 capital ratio of 15.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.38%, and the return on assets is 0.69%.

Yes. INTERNATIONAL BK OF CHICAGO is FDIC-insured (Certificate #33708). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: