INTERCREDIT BANK NA
CORAL GABLES, FLORIDA · FDIC Cert #25258
Capital & Safety Analysis
According to FDIC financial data, INTERCREDIT BANK NA holds a Tier 1 capital ratio of 14.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INTERCREDIT BANK NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INTERCREDIT BANK NA shows strong financial health indicators. With $603M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INTERCREDIT BANK NA has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 14.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INTERCREDIT BANK NA holds $603M in total assets and $504M in total deposits. It is located in CORAL GABLES, FLORIDA (FDIC Certificate #25258).
INTERCREDIT BANK NA has a Tier 1 capital ratio of 14.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.79%, and the return on assets is -1.36%.
Yes. INTERCREDIT BANK NA is FDIC-insured (Certificate #25258). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.