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BankHealth

INTERAMERICAN BANK A FSB

MIAMI, FLORIDA · FDIC Cert #31823

B
Health Score
76/100
$268M
Total Assets
$227M
Total Deposits
18.68%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, INTERAMERICAN BANK A FSB holds a Tier 1 capital ratio of 18.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INTERAMERICAN BANK A FSB has a strong buffer to absorb potential losses.

Key Financial Metrics

1.52%
Nonperforming Loans
Moderate — some loan stress
19.14%
Liquidity Ratio
Adequate liquidity
1.02%
Return on Assets
Profitable — earning well on assets
$227M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

INTERAMERICAN BANK A FSB shows strong financial health indicators. With $268M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

INTERAMERICAN BANK A FSB has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 18.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

INTERAMERICAN BANK A FSB holds $268M in total assets and $227M in total deposits. It is located in MIAMI, FLORIDA (FDIC Certificate #31823).

INTERAMERICAN BANK A FSB has a Tier 1 capital ratio of 18.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.52%, and the return on assets is 1.02%.

Yes. INTERAMERICAN BANK A FSB is FDIC-insured (Certificate #31823). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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