INSBANK
NASHVILLE, TENNESSEE · FDIC Cert #35521
Capital & Safety Analysis
According to FDIC financial data, INSBANK holds a Tier 1 capital ratio of 12.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INSBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INSBANK shows strong financial health indicators. With $833M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INSBANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 12.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INSBANK holds $833M in total assets and $680M in total deposits. It is located in NASHVILLE, TENNESSEE (FDIC Certificate #35521).
INSBANK has a Tier 1 capital ratio of 12.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.08%, and the return on assets is 1.39%.
Yes. INSBANK is FDIC-insured (Certificate #35521). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.