INDEPENDENCE STATE BANK
INDEPENDENCE, WISCONSIN · FDIC Cert #10741
Capital & Safety Analysis
According to FDIC financial data, INDEPENDENCE STATE BANK holds a Tier 1 capital ratio of 11.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INDEPENDENCE STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INDEPENDENCE STATE BANK shows strong financial health indicators. With $78M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INDEPENDENCE STATE BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 11.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INDEPENDENCE STATE BANK holds $78M in total assets and $64M in total deposits. It is located in INDEPENDENCE, WISCONSIN (FDIC Certificate #10741).
INDEPENDENCE STATE BANK has a Tier 1 capital ratio of 11.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.80%.
Yes. INDEPENDENCE STATE BANK is FDIC-insured (Certificate #10741). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.