INCREDIBLEBANK
WAUSAU, WISCONSIN · FDIC Cert #19772
Capital & Safety Analysis
According to FDIC financial data, INCREDIBLEBANK holds a Tier 1 capital ratio of 10.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INCREDIBLEBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INCREDIBLEBANK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INCREDIBLEBANK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 10.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INCREDIBLEBANK holds $2.0B in total assets and $1.7B in total deposits. It is located in WAUSAU, WISCONSIN (FDIC Certificate #19772).
INCREDIBLEBANK has a Tier 1 capital ratio of 10.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.45%, and the return on assets is 0.98%.
Yes. INCREDIBLEBANK is FDIC-insured (Certificate #19772). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.