INB NATIONAL ASSN
SPRINGFIELD, ILLINOIS · FDIC Cert #3664
Capital & Safety Analysis
According to FDIC financial data, INB NATIONAL ASSN holds a Tier 1 capital ratio of 10.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INB NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INB NATIONAL ASSN shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INB NATIONAL ASSN has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 10.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INB NATIONAL ASSN holds $2.3B in total assets and $2.0B in total deposits. It is located in SPRINGFIELD, ILLINOIS (FDIC Certificate #3664).
INB NATIONAL ASSN has a Tier 1 capital ratio of 10.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.67%, and the return on assets is 0.68%.
Yes. INB NATIONAL ASSN is FDIC-insured (Certificate #3664). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.