IDAHO FIRST BANK
MCCALL, IDAHO · FDIC Cert #58095
Capital & Safety Analysis
According to FDIC financial data, IDAHO FIRST BANK holds a Tier 1 capital ratio of 12.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning IDAHO FIRST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
IDAHO FIRST BANK shows strong financial health indicators. With $667M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
IDAHO FIRST BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 12.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
IDAHO FIRST BANK holds $667M in total assets and $588M in total deposits. It is located in MCCALL, IDAHO (FDIC Certificate #58095).
IDAHO FIRST BANK has a Tier 1 capital ratio of 12.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.30%, and the return on assets is 1.29%.
Yes. IDAHO FIRST BANK is FDIC-insured (Certificate #58095). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.