HURON VALLEY STATE BANK
MILFORD, MICHIGAN · FDIC Cert #57990
Capital & Safety Analysis
According to FDIC financial data, HURON VALLEY STATE BANK holds a Tier 1 capital ratio of 12.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HURON VALLEY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HURON VALLEY STATE BANK shows strong financial health indicators. With $238M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HURON VALLEY STATE BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 12.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HURON VALLEY STATE BANK holds $238M in total assets and $213M in total deposits. It is located in MILFORD, MICHIGAN (FDIC Certificate #57990).
HURON VALLEY STATE BANK has a Tier 1 capital ratio of 12.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 1.38%.
Yes. HURON VALLEY STATE BANK is FDIC-insured (Certificate #57990). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.