HURON COMMUNITY BANK
EAST TAWAS, MICHIGAN · FDIC Cert #11810
Capital & Safety Analysis
According to FDIC financial data, HURON COMMUNITY BANK holds a Tier 1 capital ratio of 13.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HURON COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HURON COMMUNITY BANK shows strong financial health indicators. With $325M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HURON COMMUNITY BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HURON COMMUNITY BANK holds $325M in total assets and $274M in total deposits. It is located in EAST TAWAS, MICHIGAN (FDIC Certificate #11810).
HURON COMMUNITY BANK has a Tier 1 capital ratio of 13.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.01%, and the return on assets is 0.52%.
Yes. HURON COMMUNITY BANK is FDIC-insured (Certificate #11810). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.