HORICON BANK
HORICON, WISCONSIN · FDIC Cert #11236
Capital & Safety Analysis
According to FDIC financial data, HORICON BANK holds a Tier 1 capital ratio of 10.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HORICON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HORICON BANK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HORICON BANK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 10.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HORICON BANK holds $1.5B in total assets and $1.3B in total deposits. It is located in HORICON, WISCONSIN (FDIC Certificate #11236).
HORICON BANK has a Tier 1 capital ratio of 10.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 0.71%.
Yes. HORICON BANK is FDIC-insured (Certificate #11236). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.