HOMETOWN SAVINGS BANK
TERRE HAUTE, INDIANA · FDIC Cert #17736
Capital & Safety Analysis
According to FDIC financial data, HOMETOWN SAVINGS BANK holds a Tier 1 capital ratio of 13.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOMETOWN SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOMETOWN SAVINGS BANK shows strong financial health indicators. With $472M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOMETOWN SAVINGS BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 13.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOMETOWN SAVINGS BANK holds $472M in total assets and $402M in total deposits. It is located in TERRE HAUTE, INDIANA (FDIC Certificate #17736).
HOMETOWN SAVINGS BANK has a Tier 1 capital ratio of 13.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.93%, and the return on assets is -0.21%.
Yes. HOMETOWN SAVINGS BANK is FDIC-insured (Certificate #17736). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.