HOME TRUST&SAVINGS BANK
OSAGE, IOWA · FDIC Cert #963
Capital & Safety Analysis
According to FDIC financial data, HOME TRUST&SAVINGS BANK holds a Tier 1 capital ratio of 14.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME TRUST&SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME TRUST&SAVINGS BANK shows strong financial health indicators. With $285M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME TRUST&SAVINGS BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 14.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME TRUST&SAVINGS BANK holds $285M in total assets and $235M in total deposits. It is located in OSAGE, IOWA (FDIC Certificate #963).
HOME TRUST&SAVINGS BANK has a Tier 1 capital ratio of 14.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 0.58%.
Yes. HOME TRUST&SAVINGS BANK is FDIC-insured (Certificate #963). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.