HOME STATE BANK
JEFFERSON, IOWA · FDIC Cert #14867
Capital & Safety Analysis
According to FDIC financial data, HOME STATE BANK holds a Tier 1 capital ratio of 10.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME STATE BANK shows strong financial health indicators. With $426M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME STATE BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 10.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME STATE BANK holds $426M in total assets and $382M in total deposits. It is located in JEFFERSON, IOWA (FDIC Certificate #14867).
HOME STATE BANK has a Tier 1 capital ratio of 10.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.44%, and the return on assets is 0.98%.
Yes. HOME STATE BANK is FDIC-insured (Certificate #14867). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.