HOME BANKING CO
SELMER, TENNESSEE · FDIC Cert #9196
Capital & Safety Analysis
According to FDIC financial data, HOME BANKING CO holds a Tier 1 capital ratio of 13.78%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME BANKING CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME BANKING CO shows strong financial health indicators. With $148M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME BANKING CO has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.78%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME BANKING CO holds $148M in total assets and $134M in total deposits. It is located in SELMER, TENNESSEE (FDIC Certificate #9196).
HOME BANKING CO has a Tier 1 capital ratio of 13.78%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.44%, and the return on assets is 0.06%.
Yes. HOME BANKING CO is FDIC-insured (Certificate #9196). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.