HOME BANK SB
MARTINSVILLE, INDIANA · FDIC Cert #29881
Capital & Safety Analysis
According to FDIC financial data, HOME BANK SB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject HOME BANK SB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
HOME BANK SB shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME BANK SB has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME BANK SB holds $426M in total assets and $361M in total deposits. It is located in MARTINSVILLE, INDIANA (FDIC Certificate #29881).
HOME BANK SB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.45%, and the return on assets is 0.25%.
Yes. HOME BANK SB is FDIC-insured (Certificate #29881). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.