HOME BANK OF CALIFORNIA
SAN DIEGO, CALIFORNIA · FDIC Cert #26271
Capital & Safety Analysis
According to FDIC financial data, HOME BANK OF CALIFORNIA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject HOME BANK OF CALIFORNIA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
HOME BANK OF CALIFORNIA shows some financial weakness with a Health Score of 40/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME BANK OF CALIFORNIA has a Bank Health Score of D (40/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME BANK OF CALIFORNIA holds $243M in total assets and $189M in total deposits. It is located in SAN DIEGO, CALIFORNIA (FDIC Certificate #26271).
HOME BANK OF CALIFORNIA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.23%.
Yes. HOME BANK OF CALIFORNIA is FDIC-insured (Certificate #26271). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.