HOME BANK NATIONAL ASSN
LAFAYETTE, LOUISIANA · FDIC Cert #28094
Capital & Safety Analysis
According to FDIC financial data, HOME BANK NATIONAL ASSN holds a Tier 1 capital ratio of 13.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME BANK NATIONAL ASSN shows strong financial health indicators. With $3.4B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME BANK NATIONAL ASSN has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 13.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME BANK NATIONAL ASSN holds $3.4B in total assets and $2.7B in total deposits. It is located in LAFAYETTE, LOUISIANA (FDIC Certificate #28094).
HOME BANK NATIONAL ASSN has a Tier 1 capital ratio of 13.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.63%, and the return on assets is 1.39%.
Yes. HOME BANK NATIONAL ASSN is FDIC-insured (Certificate #28094). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.