HOLMES COUNTY BANK
LEXINGTON, MISSISSIPPI · FDIC Cert #321
Capital & Safety Analysis
According to FDIC financial data, HOLMES COUNTY BANK holds a Tier 1 capital ratio of 26.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOLMES COUNTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOLMES COUNTY BANK shows strong financial health indicators. With $144M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOLMES COUNTY BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 26.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOLMES COUNTY BANK holds $144M in total assets and $127M in total deposits. It is located in LEXINGTON, MISSISSIPPI (FDIC Certificate #321).
HOLMES COUNTY BANK has a Tier 1 capital ratio of 26.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.98%, and the return on assets is 0.90%.
Yes. HOLMES COUNTY BANK is FDIC-insured (Certificate #321). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.