HINSDALE B&T CO NA
HINSDALE, ILLINOIS · FDIC Cert #33849
Capital & Safety Analysis
According to FDIC financial data, HINSDALE B&T CO NA holds a Tier 1 capital ratio of 10.70%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HINSDALE B&T CO NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HINSDALE B&T CO NA shows strong financial health indicators. With $5.3B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HINSDALE B&T CO NA has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 10.70%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HINSDALE B&T CO NA holds $5.3B in total assets and $4.3B in total deposits. It is located in HINSDALE, ILLINOIS (FDIC Certificate #33849).
HINSDALE B&T CO NA has a Tier 1 capital ratio of 10.70%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 1.86%.
Yes. HINSDALE B&T CO NA is FDIC-insured (Certificate #33849). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.