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BankHealth

HILL-DODGE BANKING CO

WARSAW, ILLINOIS · FDIC Cert #9274

C
Health Score
64/100
$56M
Total Assets
$47M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, HILL-DODGE BANKING CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject HILL-DODGE BANKING CO to additional regulatory scrutiny.

Key Financial Metrics

0.08%
Nonperforming Loans
Low — healthy loan portfolio
58.60%
Liquidity Ratio
Strong — can meet withdrawal demands
1.95%
Return on Assets
Profitable — earning well on assets
$47M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

HILL-DODGE BANKING CO shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

HILL-DODGE BANKING CO has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

HILL-DODGE BANKING CO holds $56M in total assets and $47M in total deposits. It is located in WARSAW, ILLINOIS (FDIC Certificate #9274).

HILL-DODGE BANKING CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.95%.

Yes. HILL-DODGE BANKING CO is FDIC-insured (Certificate #9274). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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