HIGHLAND BANK
SAINT MICHAEL, MINNESOTA · FDIC Cert #16111
Capital & Safety Analysis
According to FDIC financial data, HIGHLAND BANK holds a Tier 1 capital ratio of 10.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HIGHLAND BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HIGHLAND BANK shows strong financial health indicators. With $759M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HIGHLAND BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 10.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HIGHLAND BANK holds $759M in total assets and $654M in total deposits. It is located in SAINT MICHAEL, MINNESOTA (FDIC Certificate #16111).
HIGHLAND BANK has a Tier 1 capital ratio of 10.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 0.65%.
Yes. HIGHLAND BANK is FDIC-insured (Certificate #16111). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.