HEARTLAND NATIONAL BANK
SEBRING, FLORIDA · FDIC Cert #35052
Capital & Safety Analysis
According to FDIC financial data, HEARTLAND NATIONAL BANK holds a Tier 1 capital ratio of 26.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HEARTLAND NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HEARTLAND NATIONAL BANK shows strong financial health indicators. With $713M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HEARTLAND NATIONAL BANK has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 26.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HEARTLAND NATIONAL BANK holds $713M in total assets and $628M in total deposits. It is located in SEBRING, FLORIDA (FDIC Certificate #35052).
HEARTLAND NATIONAL BANK has a Tier 1 capital ratio of 26.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 2.21%.
Yes. HEARTLAND NATIONAL BANK is FDIC-insured (Certificate #35052). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.