HEARTLAND BANK&TRUST CO
BLOOMINGTON, ILLINOIS · FDIC Cert #20369
Capital & Safety Analysis
According to FDIC financial data, HEARTLAND BANK&TRUST CO holds a Tier 1 capital ratio of 14.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HEARTLAND BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HEARTLAND BANK&TRUST CO shows strong financial health indicators. With $5.0B in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HEARTLAND BANK&TRUST CO has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 14.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HEARTLAND BANK&TRUST CO holds $5.0B in total assets and $4.3B in total deposits. It is located in BLOOMINGTON, ILLINOIS (FDIC Certificate #20369).
HEARTLAND BANK&TRUST CO has a Tier 1 capital ratio of 14.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 2.00%.
Yes. HEARTLAND BANK&TRUST CO is FDIC-insured (Certificate #20369). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.