HEARTLAND BANK
SOMERS, IOWA · FDIC Cert #14809
Capital & Safety Analysis
According to FDIC financial data, HEARTLAND BANK holds a Tier 1 capital ratio of 13.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HEARTLAND BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HEARTLAND BANK shows strong financial health indicators. With $243M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HEARTLAND BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 13.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HEARTLAND BANK holds $243M in total assets and $200M in total deposits. It is located in SOMERS, IOWA (FDIC Certificate #14809).
HEARTLAND BANK has a Tier 1 capital ratio of 13.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.62%, and the return on assets is 1.96%.
Yes. HEARTLAND BANK is FDIC-insured (Certificate #14809). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.