HEARTHSIDE BANK CORP
MIDDLESBORO, KENTUCKY · FDIC Cert #31236
Capital & Safety Analysis
According to FDIC financial data, HEARTHSIDE BANK CORP holds a Tier 1 capital ratio of 13.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HEARTHSIDE BANK CORP has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HEARTHSIDE BANK CORP shows strong financial health indicators. With $539M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HEARTHSIDE BANK CORP has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 13.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HEARTHSIDE BANK CORP holds $539M in total assets and $471M in total deposits. It is located in MIDDLESBORO, KENTUCKY (FDIC Certificate #31236).
HEARTHSIDE BANK CORP has a Tier 1 capital ratio of 13.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 0.47%.
Yes. HEARTHSIDE BANK CORP is FDIC-insured (Certificate #31236). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.