HAVERHILL BANK
HAVERHILL, MASSACHUSETTS · FDIC Cert #26411
Capital & Safety Analysis
According to FDIC financial data, HAVERHILL BANK holds a Tier 1 capital ratio of 13.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HAVERHILL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HAVERHILL BANK shows strong financial health indicators. With $601M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HAVERHILL BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HAVERHILL BANK holds $601M in total assets and $501M in total deposits. It is located in HAVERHILL, MASSACHUSETTS (FDIC Certificate #26411).
HAVERHILL BANK has a Tier 1 capital ratio of 13.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 0.90%.
Yes. HAVERHILL BANK is FDIC-insured (Certificate #26411). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.