HARVEST BANK
KIMBALL, MINNESOTA · FDIC Cert #11415
Capital & Safety Analysis
According to FDIC financial data, HARVEST BANK holds a Tier 1 capital ratio of 12.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HARVEST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HARVEST BANK shows strong financial health indicators. With $226M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HARVEST BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 12.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HARVEST BANK holds $226M in total assets and $210M in total deposits. It is located in KIMBALL, MINNESOTA (FDIC Certificate #11415).
HARVEST BANK has a Tier 1 capital ratio of 12.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.89%, and the return on assets is 0.65%.
Yes. HARVEST BANK is FDIC-insured (Certificate #11415). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.