HARFORD BANK
ABERDEEN, MARYLAND · FDIC Cert #19101
Capital & Safety Analysis
According to FDIC financial data, HARFORD BANK holds a Tier 1 capital ratio of 12.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HARFORD BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HARFORD BANK shows strong financial health indicators. With $700M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HARFORD BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 12.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HARFORD BANK holds $700M in total assets and $599M in total deposits. It is located in ABERDEEN, MARYLAND (FDIC Certificate #19101).
HARFORD BANK has a Tier 1 capital ratio of 12.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.19%, and the return on assets is 1.13%.
Yes. HARFORD BANK is FDIC-insured (Certificate #19101). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.