HARDIN COUNTY SAVINGS BANK
ELDORA, IOWA · FDIC Cert #5817
Capital & Safety Analysis
According to FDIC financial data, HARDIN COUNTY SAVINGS BANK holds a Tier 1 capital ratio of 14.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HARDIN COUNTY SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HARDIN COUNTY SAVINGS BANK shows strong financial health indicators. With $340M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HARDIN COUNTY SAVINGS BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 14.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HARDIN COUNTY SAVINGS BANK holds $340M in total assets and $280M in total deposits. It is located in ELDORA, IOWA (FDIC Certificate #5817).
HARDIN COUNTY SAVINGS BANK has a Tier 1 capital ratio of 14.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.56%, and the return on assets is 1.22%.
Yes. HARDIN COUNTY SAVINGS BANK is FDIC-insured (Certificate #5817). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.