HARBOR BANK OF MARYLAND
BALTIMORE, MARYLAND · FDIC Cert #24015
Capital & Safety Analysis
According to FDIC financial data, HARBOR BANK OF MARYLAND holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject HARBOR BANK OF MARYLAND to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
HARBOR BANK OF MARYLAND shows average financial health. While not alarming, its Health Score of 53/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HARBOR BANK OF MARYLAND has a Bank Health Score of C (53/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HARBOR BANK OF MARYLAND holds $355M in total assets and $303M in total deposits. It is located in BALTIMORE, MARYLAND (FDIC Certificate #24015).
HARBOR BANK OF MARYLAND has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.48%, and the return on assets is 1.53%.
Yes. HARBOR BANK OF MARYLAND is FDIC-insured (Certificate #24015). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.