GULF ATLANTIC BANK
KEY WEST, FLORIDA · FDIC Cert #59181
Capital & Safety Analysis
According to FDIC financial data, GULF ATLANTIC BANK holds a Tier 1 capital ratio of 10.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GULF ATLANTIC BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GULF ATLANTIC BANK shows strong financial health indicators. With $151M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GULF ATLANTIC BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 10.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GULF ATLANTIC BANK holds $151M in total assets and $121M in total deposits. It is located in KEY WEST, FLORIDA (FDIC Certificate #59181).
GULF ATLANTIC BANK has a Tier 1 capital ratio of 10.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.36%.
Yes. GULF ATLANTIC BANK is FDIC-insured (Certificate #59181). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.