GSL SAVINGS BANK
GUTTENBERG, NEW JERSEY · FDIC Cert #28708
Capital & Safety Analysis
According to FDIC financial data, GSL SAVINGS BANK holds a Tier 1 capital ratio of 12.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GSL SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GSL SAVINGS BANK shows strong financial health indicators. With $159M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GSL SAVINGS BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 12.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GSL SAVINGS BANK holds $159M in total assets and $137M in total deposits. It is located in GUTTENBERG, NEW JERSEY (FDIC Certificate #28708).
GSL SAVINGS BANK has a Tier 1 capital ratio of 12.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is -0.54%.
Yes. GSL SAVINGS BANK is FDIC-insured (Certificate #28708). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.