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BankHealth

GREENFIELD BANKING CO

GREENFIELD, TENNESSEE · FDIC Cert #15255

B
Health Score
79/100
$130M
Total Assets
$119M
Total Deposits
11.15%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GREENFIELD BANKING CO holds a Tier 1 capital ratio of 11.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREENFIELD BANKING CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.59%
Nonperforming Loans
Low — healthy loan portfolio
25.98%
Liquidity Ratio
Strong — can meet withdrawal demands
1.24%
Return on Assets
Profitable — earning well on assets
$119M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GREENFIELD BANKING CO shows strong financial health indicators. With $130M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GREENFIELD BANKING CO has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 11.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GREENFIELD BANKING CO holds $130M in total assets and $119M in total deposits. It is located in GREENFIELD, TENNESSEE (FDIC Certificate #15255).

GREENFIELD BANKING CO has a Tier 1 capital ratio of 11.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.59%, and the return on assets is 1.24%.

Yes. GREENFIELD BANKING CO is FDIC-insured (Certificate #15255). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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