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BankHealth

GREEN BELT BANK&TRUST

IOWA FALLS, IOWA · FDIC Cert #26760

C
Health Score
62/100
$681M
Total Assets
$593M
Total Deposits
9.80%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GREEN BELT BANK&TRUST holds a Tier 1 capital ratio of 9.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREEN BELT BANK&TRUST has a strong buffer to absorb potential losses.

Key Financial Metrics

0.11%
Nonperforming Loans
Low — healthy loan portfolio
9.89%
Liquidity Ratio
Low — potential liquidity stress
1.17%
Return on Assets
Profitable — earning well on assets
$593M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GREEN BELT BANK&TRUST shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GREEN BELT BANK&TRUST has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 9.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GREEN BELT BANK&TRUST holds $681M in total assets and $593M in total deposits. It is located in IOWA FALLS, IOWA (FDIC Certificate #26760).

GREEN BELT BANK&TRUST has a Tier 1 capital ratio of 9.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 1.17%.

Yes. GREEN BELT BANK&TRUST is FDIC-insured (Certificate #26760). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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