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BankHealth

GREAT PLAINS BANK

EUREKA, SOUTH DAKOTA · FDIC Cert #505

D
Health Score
48/100
$139M
Total Assets
$113M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, GREAT PLAINS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GREAT PLAINS BANK to additional regulatory scrutiny.

Key Financial Metrics

1.70%
Nonperforming Loans
Moderate — some loan stress
23.02%
Liquidity Ratio
Strong — can meet withdrawal demands
2.37%
Return on Assets
Profitable — earning well on assets
$113M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GREAT PLAINS BANK shows some financial weakness with a Health Score of 48/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GREAT PLAINS BANK has a Bank Health Score of D (48/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GREAT PLAINS BANK holds $139M in total assets and $113M in total deposits. It is located in EUREKA, SOUTH DAKOTA (FDIC Certificate #505).

GREAT PLAINS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.70%, and the return on assets is 2.37%.

Yes. GREAT PLAINS BANK is FDIC-insured (Certificate #505). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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