GRANT COUNTY STATE BANK
SWAYZEE, INDIANA · FDIC Cert #15687
Capital & Safety Analysis
According to FDIC financial data, GRANT COUNTY STATE BANK holds a Tier 1 capital ratio of 18.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GRANT COUNTY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GRANT COUNTY STATE BANK shows strong financial health indicators. With $333M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GRANT COUNTY STATE BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 18.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GRANT COUNTY STATE BANK holds $333M in total assets and $254M in total deposits. It is located in SWAYZEE, INDIANA (FDIC Certificate #15687).
GRANT COUNTY STATE BANK has a Tier 1 capital ratio of 18.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.14%, and the return on assets is 3.36%.
Yes. GRANT COUNTY STATE BANK is FDIC-insured (Certificate #15687). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.