GRAND RIVERS COMMUNITY BANK
GRAND CHAIN, ILLINOIS · FDIC Cert #10816
Capital & Safety Analysis
According to FDIC financial data, GRAND RIVERS COMMUNITY BANK holds a Tier 1 capital ratio of 10.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GRAND RIVERS COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GRAND RIVERS COMMUNITY BANK shows some financial weakness with a Health Score of 44/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GRAND RIVERS COMMUNITY BANK has a Bank Health Score of D (44/100). It holds a Tier 1 capital ratio of 10.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GRAND RIVERS COMMUNITY BANK holds $21M in total assets and $19M in total deposits. It is located in GRAND CHAIN, ILLINOIS (FDIC Certificate #10816).
GRAND RIVERS COMMUNITY BANK has a Tier 1 capital ratio of 10.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 5.28%, and the return on assets is -2.40%.
Yes. GRAND RIVERS COMMUNITY BANK is FDIC-insured (Certificate #10816). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.