GRAND RIVER BANK
GRANDVILLE, MICHIGAN · FDIC Cert #58789
Capital & Safety Analysis
According to FDIC financial data, GRAND RIVER BANK holds a Tier 1 capital ratio of 10.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GRAND RIVER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GRAND RIVER BANK shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GRAND RIVER BANK has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 10.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GRAND RIVER BANK holds $551M in total assets and $462M in total deposits. It is located in GRANDVILLE, MICHIGAN (FDIC Certificate #58789).
GRAND RIVER BANK has a Tier 1 capital ratio of 10.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.08%.
Yes. GRAND RIVER BANK is FDIC-insured (Certificate #58789). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.