GRAND BANK FOR SAVINGS FSB
HATTIESBURG, MISSISSIPPI · FDIC Cert #31864
Capital & Safety Analysis
According to FDIC financial data, GRAND BANK FOR SAVINGS FSB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GRAND BANK FOR SAVINGS FSB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
GRAND BANK FOR SAVINGS FSB shows some financial weakness with a Health Score of 41/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GRAND BANK FOR SAVINGS FSB has a Bank Health Score of D (41/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GRAND BANK FOR SAVINGS FSB holds $205M in total assets and $183M in total deposits. It is located in HATTIESBURG, MISSISSIPPI (FDIC Certificate #31864).
GRAND BANK FOR SAVINGS FSB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.15%, and the return on assets is -0.63%.
Yes. GRAND BANK FOR SAVINGS FSB is FDIC-insured (Certificate #31864). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.