Skip to main content
BankHealth

GOGEBIC RANGE BANK

IRONWOOD, MICHIGAN · FDIC Cert #57192

C
Health Score
50/100
$146M
Total Assets
$132M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, GOGEBIC RANGE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GOGEBIC RANGE BANK to additional regulatory scrutiny.

Key Financial Metrics

1.66%
Nonperforming Loans
Moderate — some loan stress
54.60%
Liquidity Ratio
Strong — can meet withdrawal demands
0.64%
Return on Assets
Low profitability
$132M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GOGEBIC RANGE BANK shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GOGEBIC RANGE BANK has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GOGEBIC RANGE BANK holds $146M in total assets and $132M in total deposits. It is located in IRONWOOD, MICHIGAN (FDIC Certificate #57192).

GOGEBIC RANGE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.66%, and the return on assets is 0.64%.

Yes. GOGEBIC RANGE BANK is FDIC-insured (Certificate #57192). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: