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BankHealth

GLENWOOD STATE BANK INC

GLENWOOD, MINNESOTA · FDIC Cert #8853

C
Health Score
52/100
$545M
Total Assets
$459M
Total Deposits
10.23%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GLENWOOD STATE BANK INC holds a Tier 1 capital ratio of 10.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GLENWOOD STATE BANK INC has a strong buffer to absorb potential losses.

Key Financial Metrics

1.04%
Nonperforming Loans
Moderate — some loan stress
3.86%
Liquidity Ratio
Low — potential liquidity stress
1.00%
Return on Assets
Profitable — earning well on assets
$459M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GLENWOOD STATE BANK INC shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GLENWOOD STATE BANK INC has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 10.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GLENWOOD STATE BANK INC holds $545M in total assets and $459M in total deposits. It is located in GLENWOOD, MINNESOTA (FDIC Certificate #8853).

GLENWOOD STATE BANK INC has a Tier 1 capital ratio of 10.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.04%, and the return on assets is 1.00%.

Yes. GLENWOOD STATE BANK INC is FDIC-insured (Certificate #8853). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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